/* Farbsystem Stufe 1 (client DOCX 16 Oct 2026, chapter 8): logo grey as roof colour, Kobalt for Treuhand,
   Rubin for Versicherungen. German pages only (loaded by partials/header.php). Components use the
   --bereich* variables from farben.css; html[data-bereich] marks the area pages.
   Not recoloured on purpose: the seasonal / Krankenkasse campaign strips (.seasonal-strip), the
   newsletter, Offerte, the contact form, and form validation (stays #b42318, never Rubin).
   Rules: colours are accents, sections get at most the light tone, no gradients, text and links on white
   use the dark variant. */

/* ------------------------------------------------------------------ header: Kontakt button in logo grey */
.header-cta-col .header-cta-btn:not(.header-cta-btn--primary),
.mobile-menu ul li.mobile-menu-cta a.header-cta-btn:not(.header-cta-btn--primary) {
  background-color: var(--finaro);
  border-color: var(--finaro);
  color: var(--finaro-on);
  font-size: 19px;   /* white on logo grey only as large bold text (19px bold) */
  font-weight: 700;
}
.header-cta-col .header-cta-btn:not(.header-cta-btn--primary):hover,
.header-cta-col .header-cta-btn:not(.header-cta-btn--primary):focus-visible,
.mobile-menu ul li.mobile-menu-cta a.header-cta-btn:not(.header-cta-btn--primary):hover {
  background-color: var(--finaro-dunkel);
  border-color: var(--finaro-dunkel);
  color: var(--finaro-on);
}
.header-cta-btn:focus-visible { outline: 2px solid var(--finaro-dunkel); outline-offset: 2px; }
/* both header buttons share one height (Kontakt uses the larger 19px text) */
.header-cta-col .header-cta-btn { min-height: 44px; }

/* ------------------------------------------------------------------ area pages: hero */
/* 4px line under the hero in the primary colour */
html[data-bereich] .breadcumb-wrapper { border-bottom: 4px solid var(--bereich); }
/* audience label above the H1 as a chip: light tone background, dark text */
html[data-bereich] .svc-hero-eyebrow,
html[data-bereich] .zg-area-tag + .svc-hero-eyebrow {
  display: block;
  width: fit-content;
  padding: 5px 12px;
  border-radius: 999px;
  background: var(--bereich-hell);
  color: var(--bereich-dunkel);
  font-size: 13px;
  letter-spacing: .03em;
}
/* area tag (TREUHAND / VERSICHERUNGEN & VORSORGE) above the chip: dark variant, no surface */
html[data-bereich] .zg-area-tag {
  padding: 0;
  margin-bottom: 8px;
  background: transparent;
  color: var(--bereich-dunkel);
  font-size: 12px;
}

/* ------------------------------------------------------------------ area pages: buttons */
/* primary button: primary colour with the area's "on" text colour, hover dark variant with white text */
html[data-bereich] .global-btn:not([class*="style"]) {
  background-color: var(--bereich);
  color: var(--bereich-on);
}
html[data-bereich] .global-btn:not([class*="style"]):before,
html[data-bereich] .global-btn:not([class*="style"]):after { background: var(--bereich-dunkel); }
html[data-bereich] .global-btn:not([class*="style"]):hover,
html[data-bereich] .global-btn:not([class*="style"]):focus,
html[data-bereich] .global-btn:not([class*="style"]):active { color: #FFFFFF; }
/* secondary (outline) button */
html[data-bereich] .global-btn.style-border { border-color: var(--bereich-dunkel); color: var(--bereich-dunkel); }
html[data-bereich] .global-btn.style-border:before,
html[data-bereich] .global-btn.style-border:after { background: var(--bereich-dunkel); }
html[data-bereich] .global-btn.style-border:hover,
html[data-bereich] .global-btn.style-border:focus { color: #FFFFFF; }
html[data-bereich] .global-btn:focus-visible { outline: 2px solid var(--bereich-dunkel); outline-offset: 3px; }
/* exempt: campaign / seasonal strips keep the existing component exactly as it is */
html[data-bereich] .seasonal-strip .global-btn:not([class*="style"]) { background-color: var(--body-color); color: var(--white-color); }
html[data-bereich] .seasonal-strip .global-btn:not([class*="style"]):before,
html[data-bereich] .seasonal-strip .global-btn:not([class*="style"]):after { background: var(--title-color); }

/* ------------------------------------------------------------------ area pages: final CTA band */
/* sections get at most the light tone, never the primary colour as a full surface */
html[data-bereich] .ov-final-cta.bg-theme,
html[data-bereich] .svc-final-cta.bg-theme { background-color: var(--bereich-hell) !important; }
html[data-bereich] .ov-final-cta__heading,
html[data-bereich] .svc-final-cta__heading { color: #1A1A1A; }
html[data-bereich] .ov-final-cta__text,
html[data-bereich] .svc-final-cta__text { color: var(--finaro-dunkel); opacity: 1; }
html[data-bereich] .ov-final-cta .global-btn.style5,
html[data-bereich] .svc-final-cta .global-btn.style5,
html[data-bereich] .zg-highlight .global-btn.style5 { background: var(--bereich); color: var(--bereich-on); }
html[data-bereich] .ov-final-cta .global-btn.style5:before, html[data-bereich] .ov-final-cta .global-btn.style5:after,
html[data-bereich] .svc-final-cta .global-btn.style5:before, html[data-bereich] .svc-final-cta .global-btn.style5:after,
html[data-bereich] .zg-highlight .global-btn.style5:before, html[data-bereich] .zg-highlight .global-btn.style5:after { background: var(--bereich-dunkel); }
html[data-bereich] .ov-final-cta .global-btn.style5:hover, html[data-bereich] .svc-final-cta .global-btn.style5:hover,
html[data-bereich] .zg-highlight .global-btn.style5:hover { color: #FFFFFF; }
html[data-bereich] .ov-final-cta .global-btn.style-border3,
html[data-bereich] .svc-final-cta .global-btn.style-border3,
html[data-bereich] .zg-highlight .global-btn.style-border3 { border-color: var(--bereich-dunkel); color: var(--bereich-dunkel); }
html[data-bereich] .ov-final-cta .global-btn.style-border3:before, html[data-bereich] .ov-final-cta .global-btn.style-border3:after,
html[data-bereich] .svc-final-cta .global-btn.style-border3:before, html[data-bereich] .svc-final-cta .global-btn.style-border3:after,
html[data-bereich] .zg-highlight .global-btn.style-border3:before, html[data-bereich] .zg-highlight .global-btn.style-border3:after { background: var(--bereich-dunkel); }
html[data-bereich] .ov-final-cta .global-btn.style-border3:hover, html[data-bereich] .svc-final-cta .global-btn.style-border3:hover,
html[data-bereich] .zg-highlight .global-btn.style-border3:hover { color: #FFFFFF; }

/* ------------------------------------------------------------------ service page components (svc-*) */
html[data-bereich] .svc-benefits__icon { background: var(--bereich-hell); color: var(--bereich); }
html[data-bereich] .svc-process__step { border-top-color: var(--bereich); }
html[data-bereich] .svc-process__number { color: var(--bereich-dunkel); }
html[data-bereich] .svc-faq__icon { color: var(--bereich); }
html[data-bereich] .svc-faq__q:focus-visible { outline: 2px solid var(--bereich-dunkel); outline-offset: 2px; }
html[data-bereich] .svc-related__card:hover,
html[data-bereich] .svc-related__card:focus-visible { border-color: var(--bereich); }
html[data-bereich] .svc-related__title i { color: var(--bereich); }
html[data-bereich] .svc-section-head .sub-title { color: var(--bereich-dunkel); }

/* ------------------------------------------------------------------ hubs + target-group pages (zg-*) */
html[data-bereich] .zg-card:hover,
html[data-bereich] .zg-card:focus-visible { border-color: var(--bereich); }
html[data-bereich] .zg-card:focus-visible { outline-color: var(--bereich-dunkel); }
html[data-bereich] .zg-card__icon { background: var(--bereich-hell); color: var(--bereich-dunkel); }
html[data-bereich] .zg-chip { border-color: transparent; background: var(--bereich-hell); color: var(--bereich-dunkel); }
html[data-bereich] .zg-card__cta { background: var(--bereich); color: var(--bereich-on); }
html[data-bereich] .zg-card:hover .zg-card__cta,
html[data-bereich] .zg-card:focus-visible .zg-card__cta { background: var(--bereich-dunkel); color: #FFFFFF; }
html[data-bereich] .zg-overview__list a i { color: var(--bereich); }
html[data-bereich] .zg-overview__list a:hover,
html[data-bereich] .zg-overview__list a:focus-visible { color: var(--bereich-dunkel); }
/* highlight tile: light tone with a primary accent instead of the former black surface */
html[data-bereich] .zg-highlight { background: var(--bereich-hell); color: #1A1A1A; border-left: 4px solid var(--bereich); }
html[data-bereich] .zg-highlight__icon { background: #FFFFFF; color: var(--bereich); }
html[data-bereich] .zg-highlight__title { color: #1A1A1A; }
html[data-bereich] .zg-highlight__text { color: var(--finaro-dunkel); }
html[data-bereich] .zg-tile:hover,
html[data-bereich] .zg-tile:focus-visible { border-color: var(--bereich); }
html[data-bereich] .zg-tile__arrow { background: var(--bereich-hell); color: var(--bereich-dunkel); }
html[data-bereich] .zg-tile:hover .zg-tile__arrow,
html[data-bereich] .zg-tile:focus-visible .zg-tile__arrow { background: var(--bereich); color: var(--bereich-on); }
html[data-bereich] .zg-tile--static:hover { border-color: var(--border-color); }
html[data-bereich] .zg-notice { border-color: var(--bereich-hell); background: var(--bereich-hell); }
html[data-bereich] .zg-notice__icon { color: var(--bereich); }

/* ------------------------------------------------------------------ tax pages + form (st-*) */
html[data-bereich] .st-pill:hover span { border-color: var(--bereich); }
html[data-bereich] .st-pill input:checked + span { background: var(--bereich); border-color: var(--bereich); color: var(--bereich-on); }
html[data-bereich] .st-pill input:focus-visible + span { outline-color: var(--bereich-dunkel); }
html[data-bereich] .st-crosslink:hover, html[data-bereich] .st-crosslink:focus-visible { border-color: var(--bereich); }
html[data-bereich] .st-crosslink i, html[data-bereich] .st-download i { color: var(--bereich); }
/* validation keeps its own red and a left marker, so it never reads as the Rubin area colour */
.st-error { color: #B42318; }
.st-summary { border-left: 4px solid #B42318; }

/* ------------------------------------------------------------------ cross-reference under the hub CTA */
.dl-querverweis { margin: 24px 0 0; text-align: center; font-size: 16px; line-height: 1.6; color: var(--finaro-dunkel); }
.dl-querverweis a { color: var(--bereich-dunkel); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.dl-querverweis a:focus-visible { outline: 2px solid var(--bereich-dunkel); outline-offset: 2px; }

/* ------------------------------------------------------------------ Altersvorsorge: Pensionsplanung ab 50 */
.dl-pensionierung { scroll-margin-top: 140px; }
.dl-pensionierung__lead { max-width: 780px; margin: 0 0 28px; font-size: 18px; line-height: 1.6; color: var(--finaro-dunkel); }
.dl-pensionierung__action { margin: 32px 0 0; }

/* ------------------------------------------------------------------ links on white use the dark variant (About etc.) */
.ov-connect__link { color: var(--bereich-dunkel); }
.ov-connect__icon { color: var(--bereich); }

/* ------------------------------------------------------------------ footer (DOCX chapter 8) */
/* light tone background, text in #4D4D4D, titles and dividers in logo grey */
.footer-wrapper.footer-layout1 { background-color: var(--finaro-hell) !important; background-image: none !important; color: var(--finaro-dunkel); }
.footer-layout1 .footer-widget .widget_title {
  display: inline-block;
  padding-bottom: 6px;
  border-bottom: 2px solid var(--finaro);
  color: var(--finaro-dunkel);
}
.footer-layout1 .footer-text,
.footer-layout1 .footer-text a,
.footer-layout1 .widget-contact2,
.footer-layout1 .widget-contact2 a,
.footer-layout1 .widget-contact2 p,
.footer-layout1 .widget-contact2 h6,
.footer-layout1 .contact-grid-details,
.footer-layout1 .contact-grid-details a { color: var(--finaro-dunkel); }
.footer-layout1 .footer-text a:hover,
.footer-layout1 .widget-contact2 a:hover { color: #1A1A1A; text-decoration: underline; }
.footer-layout1 .widget-contact-grid > i { color: var(--finaro); }
.footer-layout1 .dl-footer-claim { color: #1A1A1A; font-weight: 700; }
.footer-layout1 .social-btn.style3 a { background: #FFFFFF; color: var(--finaro-dunkel); }
.footer-layout1 .social-btn.style3 a:hover { background: var(--finaro-dunkel); color: #FFFFFF; }
.footer-layout1 .copyright-wrap { border-top: 1px solid var(--finaro); }
.footer-layout1 .copyright-text,
.footer-layout1 .copyright-text a,
.footer-layout1 .footer-links a { color: var(--finaro-dunkel); }
.footer-layout1 .footer-links a:hover, .footer-layout1 .copyright-text a:hover { color: #1A1A1A; }
.footer-layout1 a:focus-visible { outline: 2px solid var(--finaro-dunkel); outline-offset: 2px; }
/* new column "Dienstleistungen": small dot in the colour of each area */
.dl-footer-links { margin: 0; padding: 0; }
.dl-footer-links li { margin: 0 0 6px; }
.dl-footer-link { display: inline-flex; align-items: center; gap: 10px; min-height: 36px; font-size: 18px; color: var(--finaro-dunkel); }
.dl-footer-links li[data-bereich] .dl-footer-link::before { content: ""; flex: none; width: 8px; height: 8px; border-radius: 50%; background: var(--bereich); }
a.dl-footer-link:hover { color: #1A1A1A; text-decoration: underline; }
/* four columns: about | Kontakt | Dienstleistungen | Links */
@media (min-width: 768px) {
  .footer-layout1 .widget-area > .row > [class*="col-md-4"] { flex: 0 0 auto; width: 50%; }
}
@media (min-width: 1200px) {
  .footer-layout1 .widget-area > .row > [class*="col-md-4"] { width: 22%; }
  .footer-layout1 .widget-area > .row > [class*="col-md-4"]:first-child { width: 30%; }
  .footer-layout1 .widget-area > .row > [class*="col-md-4"]:nth-child(2) { width: 26%; }
}

/* ------------------------------------------------------------------ area tag on service pages (base style, also defined in zielgruppen.css) */
.zg-area-tag { display: inline-block; margin-bottom: 8px; font-size: 12px; font-weight: 700; letter-spacing: .1em; line-height: 1.4; text-transform: uppercase; }
.zg-area-tag + .svc-hero-eyebrow { display: block; }
/* company sections on shared insurance pages (#flotte, #unternehmen) */
.dl-unternehmen-section { scroll-margin-top: 140px; }
.dl-unternehmen-section__text { max-width: 820px; margin: 0; padding: 24px 28px; border-left: 4px solid var(--bereich); border-radius: 0 12px 12px 0; background: var(--bereich-hell); font-size: 17px; line-height: 1.7; color: #1A1A1A; }
/* client wording as written: the theme capitalises every word of page titles ("… Und …") and uppercases
   the label above the H1; the label is a chip in mixed case (DOCX chapter 8 example "Für Privatpersonen") */
.breadcumb-title { text-transform: none; }
html[data-bereich] .svc-hero-eyebrow { text-transform: none; }

/* ------------------------------------------------------------------ Stufe-2 pages (change request 26 Oct 2026, N2/N5) */
/* notice boxes (Transparenz, Was Sie wissen sollten, Pflichthinweis): light tone, primary line, dark text */
.s2-box { max-width: 900px; padding: 24px 28px; border-left: 4px solid var(--bereich); border-radius: 0 12px 12px 0; background: var(--bereich-hell); }
.s2-box__title { margin: 0 0 10px; font-size: 20px; line-height: 1.35; color: #1A1A1A; }
.s2-box__text { margin: 0 0 10px; font-size: 16px; line-height: 1.65; color: #1A1A1A; }
.s2-box__text:last-child { margin-bottom: 0; }
/* Pflichthinweis Privatkredit: clearly visible, not small print (16 Oct DOCX, chapter 5) */
.s2-box--warning { border: 2px solid var(--bereich-dunkel); border-left-width: 6px; border-radius: 12px; }
.s2-box__text--strong { font-size: 18px; font-weight: 700; }
/* target-group cards on /finanzierungen */
.s2-cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.s2-card { padding: 28px; border: 1px solid #E5E5E5; border-top: 4px solid var(--bereich); border-radius: 14px; background: #FFFFFF; }
.s2-card__title { margin: 0 0 10px; font-size: 22px; color: #1A1A1A; }
.s2-card__text { margin: 0 0 16px; font-size: 16px; line-height: 1.6; color: #4D4D4D; }
.s2-card__links { margin: 0; padding: 0; list-style: none; }
.s2-card__links li + li { margin-top: 4px; }
.s2-card__links a { display: inline-flex; align-items: center; gap: 4px; min-height: 44px; font-weight: 600; color: var(--bereich-dunkel); text-decoration: none; }
.s2-card__links a:hover, .s2-card__links a:focus-visible { text-decoration: underline; }
@media (max-width: 767px) {
  .s2-cards { grid-template-columns: minmax(0, 1fr); }
  .s2-box, .s2-card { padding: 20px; }
}

/* ------------------------------------------------------------------ buttons (change request 26 Oct 2026, P2.5 / P2.6) */
/* No black buttons: hover fill of the neutral buttons in dark grey instead of black */
.global-btn:before, .global-btn:after,
.global-btn.style5:before, .global-btn.style5:after,
.global-btn.style-border2:before, .global-btn.style-border2:after { background: #333333; }
/* Header «Offerte anfragen»: #4D4D4D, same font size and weight as «Kontakt» */
.header-cta-col .header-cta-btn--primary,
.mobile-menu ul li.mobile-menu-cta a.header-cta-btn--primary {
  background-color: var(--finaro-dunkel);
  border-color: var(--finaro-dunkel);
  color: #FFFFFF;
  font-size: 19px;
  font-weight: 700;
}
.header-cta-col .header-cta-btn--primary:hover,
.header-cta-col .header-cta-btn--primary:focus-visible,
.mobile-menu ul li.mobile-menu-cta a.header-cta-btn--primary:hover { background-color: #333333; border-color: #333333; color: #FFFFFF; }
/* Area buttons: Treuhand Kobalt (hover Kobalt dark), Versicherungen Rubin (hover Rubin dark), Vermögen and
   Finanzierungen with their own pair; same shape, radius and font as .global-btn; arrow never wraps */
.btn-bereich[data-bereich] { background-color: var(--bereich); color: var(--bereich-on); }
.btn-bereich[data-bereich]:before, .btn-bereich[data-bereich]:after { background: var(--bereich-dunkel); }
.btn-bereich[data-bereich]:hover, .btn-bereich[data-bereich]:focus-visible { color: #FFFFFF; }
.why-us .content .more-btn.btn-bereich {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 20px 30px; border-radius: 10px;
  font-size: 16px; font-weight: 600; line-height: 1; white-space: nowrap;
  background: var(--bereich); color: var(--bereich-on);
}
.why-us .content .more-btn.btn-bereich:hover, .why-us .content .more-btn.btn-bereich:focus-visible { background: var(--bereich-dunkel); color: #FFFFFF; }
.global-btn i, .global-btn img, .more-btn i { white-space: nowrap; }
.global-btn { overflow-wrap: normal; }
/* Grey CTA boxes outside the area pages: dark grey so white text and outline buttons reach 4.5:1 */
html:not([data-bereich]) .ov-final-cta.bg-theme,
html:not([data-bereich]) .svc-final-cta.bg-theme { background-color: var(--finaro-dunkel) !important; } /* .bg-theme uses !important */
/* «Jetzt aktuell» boxes: text #4D4D4D, link Rubin dark #7E1D2C (Krankenkasse) */
.seasonal-strip .seasonal-strip__eyebrow,
.seasonal-strip .seasonal-strip__text { color: var(--finaro-dunkel); }
.seasonal-strip .global-btn.style4 { background: #FFFFFF; color: var(--vs-dunkel); border: 1px solid var(--vs-dunkel); }
.seasonal-strip .global-btn.style4:before, .seasonal-strip .global-btn.style4:after { background: var(--vs-dunkel); }
.seasonal-strip .global-btn.style4:hover, .seasonal-strip .global-btn.style4:focus-visible { color: #FFFFFF; }
.seasonal-strip[data-bereich] .global-btn:not([class*="style"]) { background-color: var(--bereich); color: var(--bereich-on); }
.seasonal-strip[data-bereich] .global-btn:not([class*="style"]):before,
.seasonal-strip[data-bereich] .global-btn:not([class*="style"]):after { background: var(--bereich-dunkel); }
.main-menu .mm-panel .mm-feature[data-season="krankenkasse"] .mm-feature__link { color: var(--vs-dunkel); }