The interest rate market remains exciting: After the temporary end of rate hikes, many property owners once again face the big question, SARON or fixed-rate mortgage?
According to the latest Blick article, experts expect a longer-lasting zero-interest phase, which continues to make short-term SARON mortgages attractive. At the same time, the market remains nervous: those who want long-term planning security tend to choose fixed-rate mortgages, even if they are currently slightly more expensive.
Our recommendation: There is no universal answer, but there is always a smart strategy.
- SARON: For anyone who wants to remain flexible in the short term.
- Fixed-Rate Mortgage: For those who value stability and fear rising rates.
A combination model can often make sense, allowing you to cleverly combine risk and flexibility, depending on your life and financial situation.
At Finaro, we analyse your current mortgage, your risk appetite and your goals, and find the solution that’s right for you.
Further reading: Original article on Blick.ch
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