Children are a gift, but also an investment. According to Swiss Life, raising a child in Switzerland until adulthood costs on average between 200,000 and 300,000 francs.
But what exactly is behind these numbers, and how can families prepare effectively?
The Biggest Cost Factors:
- Basic Needs: Food, clothing, childcare
- Housing: More space, higher rent
- Education & Leisure: Sports, music, holidays
- Training & Studies: University, apprenticeship, stays abroad
As children grow older, expenses also rise, especially during adolescence with hobbies, mobility, technology, and education.
Our Recommendation:
- Plan budget and pension early
- Use child allowances strategically
- Build savings and consider pillar 3a pension planning
- Regularly review insurance and financial strategy
Read more: Original article at Swiss Life
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